PCI-DSS applies if you store, process, or transmit card data. Reduce scope with tokenization or hosted payment pages. Segment the cardholder data environment and choose providers that support compliance and audits.
Reduce scope
- Tokenization: Let the payment processor store card data; you store only tokens.
- Hosted payment pages: Card data never touches your server; redirect to the provider.
- SAQ and levels: Smaller scope can mean a shorter self-assessment (SAQ) and fewer requirements.
Segment and protect
- Network segmentation: Isolate systems that handle card data from the rest of the network.
- Access control: Restrict who can access cardholder data; log access.
- Encryption: Encrypt data in transit (TLS) and at rest where required.
Choose the right provider
- Compliance support: Ask if the provider signs BAAs and supports PCI audits.
- Certifications: Data centers with ISO 27001 or SOC 2 can help with evidence.
- Managed services: Some hosts offer PCI-oriented managed hosting with documented controls.
Summary
Reduce scope with tokenization or hosted pages; segment cardholder data; encrypt and control access. Choose a provider that supports compliance and can provide audit support.
